You have worked your entire life building your nest egg. You paid off the house, contributed to your 401(k), and perhaps even secured a pension. Now is the time for that hard work to pay off. But what would happen if you got ten years into your retirement only to realize that decisions you made today are causing devastation to your lifestyle?
The "Perfect" Retirement Plan That Failed
This guide introduces you to John and Amy. At age 63, they were the picture of retirement success: $1,115,000 in savings, no mortgage, and steady pension income. They felt like they were on easy street. However, a lack of comprehensive income planning and a failure to diversify left them exposed. Through the "Retirement Success Guide," you will see exactly how nine specific mistakes cost this couple an estimated $1,035,000 over their lifetime.
Are You Making These 9 Mistakes?
Most Americans want financial independence, but few reach it without help. This guide dives deep into the specific pitfalls that threaten your security, including:
- Asset Allocation Errors: Why relying on yesterday's market winners can be a disaster for tomorrow's income.
- Reverse Dollar Cost Averaging: How withdrawing income during a market downturn compounds losses and drains accounts faster than you think.
- The "Widow's Tax": The surprising reality that a surviving spouse often pays
more in taxes despite having
lessincome.
- Hidden Fees: How average mutual fund costs can silently eat away $30,000+ per year from a $1 million portfolio.
From "Accumulation" to "Fixing"
Written by Justin Struble, CFP® - author of The Retirement Vault - this guide challenges the traditional brokerage model. While "Accumulation Specialists" focus on high risk and growth, a "Retirement Fixer" prioritizes risk reduction and income preservation. Planning for a 30+ year retirement is the new standard. Don't leave your golden years to chance. Download the guide today to ensure your roadmap leads to the ideal retirement you've envisioned.
