Our Services

Insight (Financial Planning)

Insight (Financial Planning)

BSG Advisers is a financial planning firm. Financial planning is what makes BSG Advisers unique. Many financial advisors say they do financial planning, but they really don’t. We have the processes, systems, and most importantly, the written recommendations. When a financial plan is delivered, we give you three documents that lay out exactly what we are planning for and exactly what your next steps should be. After your initial plan is delivered, we want to help you implement the steps to make your plan a success. We do this with our Triangular Review system. We block three months of the year to meet with our planning clients to make sure we are on the same page and help with any implementation or adjustments to the plan as their life changes. This ongoing planning is extremely valuable over time and allows you to utilize your planners for second opinions and guidance as financial questions come up.

Financial planning is a separate and distinct service from investment management or addressing insurance needs. Financial planning is the glue that holds it all together. That is why we do charge a fee for our plans. This allows you to know that your plan is not being used as a sales pitch for a product that some advisor is trying to convince you is right. Our planning analysis will make it very clear what strategies and investments make sense and add value to your finances and get you that much closer to successfully accomplishing your financial goals.

Investments

Investments

Investment management is a cornerstone for BSG Advisers and our clients. We manage investment accounts of all sizes. As an independent firm, we customize each client’s investments to fit their investment objectives, risk tolerance, and time horizon. We consider the cost associated with different investment strategies and the tax implications. Successful investment management is about results and how we get there.

We use institutional portfolio managers, in-house portfolios, and individual positions, and we custody our client’s assets at Fidelity or Charles Schwab.

We do not charge commissions or loads on any of our clients’ investments. We are a fiduciary seeking the best investments for each client. Our transparent fee structure allows clients to know before investing what they will be charged, and fees are disclosed on each statement as fee are paid.

If you have an existing investment account that isn’t being managed or isn’t being managed to your standards, we should talk and see if we are a fit as your financial adviser.

Insurance

Insurance

Nobody dreams about all of the insurance coverage they will have. But having the right insurance policies in place is a foundation to a successful financial future. You want the right amount of coverage - not too much, not too little, but just right. The most important types of insurance for a successful financial plan are Life Insurance, Disability Insurance and Long-term Care Insurance.

When you work with BSG Advisers and one of our financial planners, you will get an independent agent who shops the insurance market for the right company and terms for your situation. One size does not fit everyone, and making sure you have the right policy can save you money or make a difference in the success or failure of your financial plan.

Business Owner Services

Business Owner Services

Business owners have an additional layer of financial complexity, which increases the value of comprehensive financial planning. We offer the following and more to business owners:

-Financial planning services

-Company retirement plans - 401(k), Solo401(k), SEP IRA, Pension Consulting

-Group benefits (Life, Disability, & Health Insurance) 

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