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Shop Talk

Here, you'll find a little about what we're thinking.

Justin has a YouTube channel with vlog posts (The Fixer) and interviews with business owners.  He also posts a monthly letter called "The Struble Wave". Laird irregularly posts "Random Missives" which you can subscribe to HERE.  Bobby keeps promising a podcast rant but we haven't heard it yet.  Stay tuned.  You can also reach out to us for info or to subscribe to our content by clicking HERE.

Happy reading.

 

What Goes Up…

Laird Hepburn · Jan 24, 2022 ·

I hope you’ve had a wonderful time with family and friends over the December and January holidays.  If you’ve been paying attention to the major market indicies since January 1st, you might be a little concerned.  We share your concern.

…Usually Comes Down…

… and then Goes Back Up!

I used Investing.com to create these charts but I’m not promoting it; I just like the tools.  Use it if you like.  Yahoo Finance has some good charting tools also.  There is no shortage of investing strategies and learning resources online.  Spend some time checking them out and let us know if you need help.

Click here for more Warren Buffet quotes.

Treasury I Bonds Paying 7.1%

Justin Struble · Dec 9, 2021 ·

This rate is an annual rate and is locked in for 6 months. Check out my video below on these I Bonds and some of the limitations. This is a great place for your emergency fund or some of your emergency fund.

Go to https://www.treasurydirect.gov/ to see the I Bonds and other Treasury Bonds.

What Happened to Labor Day?

Laird Hepburn · Sep 9, 2021 ·

I hope you had a wonderful time with family and friends over Labor Day.  You did rest from your labors right? I know I worked and I saw a lot of businesses open.  Things today are a lot different than in the days of the Haymarket Riot but many remain little changed. 

What was the Haymarket Riot you ask?

What’s Different Now You Ask?

Yet the more things change the more they remain the same.

Everyone wants to be loved. We each seek significance – in our own eyes and in the eyes of others.  We do our best to love our children and families and serve our neighbors and communities. We want peace and safety. We each laugh, cry, bleed and die. Along the way, we face challenges and have opportunities.  We succeed and we fail.  We make promises and we break them.  This is just an inkling of our common ground.  We’re also a lot alike when it comes to finances.   

Do you have a plan?

Laird Hepburn · Jul 19, 2021 ·

Financial planning is often talked about but rarely understood.  Most often, people think I mean investing money and growing portfolios. Others think planning has to do with insurance.  While those are important, neither is planning.  It’s actually kind of rare for someone to say something like “Oh, you mean you help people figure out how to achieve their goals, right?”

A goal is simply a dream with a deadline. 

  •  College funding? Deadline. 
  •  Retirement? Deadline. 
  •  That special purchase? Deadline.

I encourage you to watch this video. It’s short and it explains planning for your goals much better than I can explain it. Not only that, after you watch, you’ll probably know more about financial planning than most!

Learn more about MoneyGuide Pro here or contact us for more info!

The SECURE Act with Ken Updegrave

Justin Struble · Jul 2, 2021 ·

The SECURE Act passed at the end of 2019 and has some real impacts for inheritance of IRAs and 401k plans. The Tax Cuts & Jobs Act lowered taxes as well. We discuss Roth Conversions and long-term tax planning strategies.

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    Business-owner Strategies Group, LLC is a North Carolina Registered Investment Adviser d/b/a BSG Advisers.

BSG Advisers offers clients financial planning, investment advice and insurance. BSG Advisers does not provide tax or legal services.

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