BSG Advisers

Investments. Insurance. Insight.

Shop Talk

Here, you'll find a little about what we're thinking.

Justin has a YouTube channel with vlog posts (The Fixer) and interviews with business owners.  He also posts a monthly letter called "The Struble Wave". Laird irregularly posts "Random Missives" which you can subscribe to HERE.  Bobby keeps promising a podcast rant but we haven't heard it yet.  Stay tuned.  You can also reach out to us for info or to subscribe to our content by clicking HERE.

Happy reading.

 

Sell in May and go away?

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There is no shortage of investing strategies but successful ones generally follow some common principles laid out by Benjamin Graham (with my paraphrase and comments): 

  • Always invest with a margin of safety by finding good companies trading at a fair price or better.
  • Expect volatility and profit from it being cautious when the market is irrationally exuberant and dollar-cost averaging your purchases.
  • Know what kind of investor you are – are you a long-term investor or a trader? Both make money but in very different ways.

Of course, you could always hire a professional to either help you or take on the investing task for you.  Your money, your choice.

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Do I Need Disability Insurance?

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Disability affects everyone.

Did you know May is Disability Insurance Awareness Month? Guess who made this up – the insurance industry of course.  But just because a bunch of insurance companies got together to try to convince you to buy disability insurance doesn’t mean they’re wrong.  If you need your paycheck, you need to protect that paycheck.  There’s nothing you can do about the economy, inflation or Acts of God, but you can work to protect your income from four common things that may happen to you if you become disabled.

Four bad things happen to the long-term disabled:

So what should you do if you have questions?

ASK ME!