Is That Really the IRS Calling? Five Clues It’s Probably a Scam (and Why You Shouldn't Panic)

We've all been there: your phone rings, and the caller claims to be from the IRS. Cue the heart palpitations and frantic search for last year's tax records! Here’s how you can spot an IRS scam without breaking a sweat.

The IRS Never Emails or Texts Like They're Your Cousin

If you receive an email or text message claiming it’s from the IRS, treat it like you would a suspiciously low-priced used car – be skeptical. The IRS is old school; they love paper. Legitimate communications will come through traditional mail with the IRS logo, a notice number, and contact details. That suspicious email is as fishy as a mermaid's morning coffee.

Asking for Personal Information? Hang Up!

If someone claiming to be from the IRS asks for your social security number or bank details over the phone, hang up faster than you would on a telemarketer selling time-shares. The IRS doesn’t need a phone call to access your info; they already have it! Pressuring you for details is a red flag the size of Texas, suggesting it’s time to ditch the call.

Snail Mail Is the Real Deal

Real IRS notices arrive with a reassuring heft – like a letter from your grandma, only less heartwarming. They’re official, with the IRS seal and specific instructions. If you get a call, text, or email demanding immediate payment, take a breath and wait for the snail mail to confirm.

The IRS Isn’t a Collection Agency

The IRS won’t demand immediate payment over the phone faster than you can say, “I didn’t even like the cafeteria food.” They offer avenues to question or appeal amounts owed. Scammers, on the other hand, sound like an aggressive telemarketer, insisting on swift payment without questions. If you feel pressed, it's best to press “end call.”

Enjoy Life Knowing These Signs

By recognizing these scam signals, you’ll glide through potential IRS impersonations like a swan through a pond – or more realistically, like a person who read this post and feels slightly less stressed. Stay vigilant and always verify communication with the IRS by contacting them directly.

At BSG Advisers, we're here to guide you through financial waters with confidence. If you're ever unsure about a communication or would like some professional advice to navigate IRS-related concerns, don’t hesitate to reach out. Reach out to us through our website or call us at (919) 267-4753. Let us bring some clarity to your financial journey!